1. Terms and conditions of the use of this website

1.1. These terms of use ('terms') (together with the documents mentioned on it) set out the basis on which you may, use our website www.bhblaw.co.uk ('our website'). You should read the terms before starting to use our website as by using the it, you are agreeing to accept these terms. If you do not agree to accepting these terms then, you should stop using our website immediately.

2. Legal and Regulatory Information about BHB Law

2.1. BHB Law Limited trading as BHB Law (the ‘firm’) is a company registered in England and Wales under company number 06964037. The firm’s registered office is at 145-147 New Union Street, Coventry, West Midlands, CV1 2NT. References on our website to ‘the firm’, ‘we’, ‘us’ or ‘our’ mean the firm.

2.2. The firm is authorised and regulated by the Solicitors Regulation Authority ('SRA') under SRA Number 517635.

2.3. The firm is registered for VAT under number GB 998631161.

2.4. The firm maintains qualifying Professional Indemnity Insurance. If you would like these details, please contact us.

2.5. The firm is registered as a Data Controller with the Information Commissioner's Office under registration number Z1892420.

2.6. The firm is committed to providing an excellent service. However, if you become concerned about our service that we have provided or about a bill, we have a complaints process which you can access here.

2.7. Our website is owned and operated by us. 

3. Accessing our website

3.1. You are permitted to read the contents and to download and store on a temporary basis any part of our website provided this is for your own personal use or for circulation within your business and is not for commercial re-use. Apart from content specifically made available for download, such as court forms and publications, you may not permanently copy, store or redistribute any content of our website in any way. 

3.2. The content of our website is provided for general information purposes and does not amount to legal advice and should not be relied on as doing so. 

3.3. Your use of our website in any way will not create a contractual or solicitor-client relationship between you and us. 

3.4. Although we make reasonable efforts to ensure that the information contained on our website is correct, you should be aware that the information may be out of date and we are under no obligation to update it. We cannot, therefore, give any warranty or guarantee (implied or express) regarding the fitness for purpose, continued availability, quality, accuracy or completeness of our website.

3.5. We reserve the right, at our own discretion, to alter, suspend or discontinue our website or any services provided through it, including your access to it and to make changes to the terms. It is your responsibility to check the terms every time you use our website as you will be bound by them and we will not notify you of any changes.

4. Using our website

4.1. You must only use our website for lawful purposes and you must not use it for any immoral, illegitimate or anti-social purpose or to inflict any reputational or operational harm to us.

4.2. You must not misuse our website to:

4.2.1. gain unlawful access to our website;

4.2.2. introduce any programme (such as viruses, trojans or worms) that affects or will affect the content of our website or normal operation of our website; 

4.2.3. gain unlawful access to the server that stores our website;

4.2.4. assault our website by denial-of-service (DoS) attack or distributed-denial-of-service attack (DDoS).

4.3. We will report any breach of these provisions to the relevant law enforcement bodies, which will include disclosing your personal details and your entitlement to use our website will terminate immediately. 

5. Website Links 

5.1. You may not set up links to our website from your own website(s) without our prior written consent.

5.2. Any links from our website to other websites are provided for convenience only and we assume no responsibility for them. The inclusion of any link does not imply endorsement by us of any linked website or its provider. 

5.3. For further information on the use of materials from our website, or if you experience any problems with the website, please contact us. 

6. Copyright and Intellectual Property

6.1. Copyright and other intellectual property rights in the content of our website, including any of the firm’s marks, logos and brands, belong to us or its licensors (who have licensed content to us). All rights, save as expressly granted, are reserved. If you are in doubt whether an item is copyright or a trade mark of the firm, please contact us for clarification.

7. Downloads

7.1. Our website may allow users to download certain documents which are also available directly from an original source website and various other websites e.g. court forms.

7.2. Any documents available for download are created exclusively by third parties and the firm excludes all liability for any illegality arising from error, omission, inaccuracy or copyright in such material and takes no responsibility for such material.

7.3. Any documents downloaded are at the your own discretion and risk and you shall be solely responsible for any damage to your computer system or any loss of data that results from the download of any documents.

8. Financial Services and Insurance Distribution Activity

8.1. Marketing

8.1.1. Where our website or any of our promotional literature or materials refer to the provision of financial services by the firm (such as our ability to help clients arrange title indemnity insurance), such references do not indicate and should not be understood as indicating that the firm is a person to whom the general prohibition does not apply. The general prohibition against providing financial services which are regulated activities does apply to the firm and its regulated principals and employees. The firm is not authorised by the Financial Conduct Authority nor is it exempt from authorisation under sections 38 – 39A of the Financial Services and Markets Act 2000.

8.2. Insurance distribution activity

8.2.1. The firm is not authorised by the Financial Conduct Authority. However, we are included on the Register maintained by the Financial Conduct Authority so that we can carry on insurance distribution activity in the UK, which is broadly the advising on, selling and administration of insurance contracts. This part of our business, including arrangements for complaints or redress if something goes wrong, is regulated by the Solicitors Regulation Authority. The Register can be accessed via the Financial Conduct Authority website here.

8.3. Investment transactions

8.3.1. The Firm is not authorised under the Financial Services and Markets Act 2000 but we are able in certain circumstances to offer a limited range of investment services to clients because we are regulated by the SRA. We can provide these investment services if they are an incidental part of the professional services we have been engaged to provide. Nothing we say or do should be construed as an invitation or inducement to engage in investment activities, nor as advice on the investment merits of acquiring or disposing of particular investments.

9. Severability

9.1. If the terms or any part of them should be determined to be illegal, invalid or otherwise unenforceable under English law, then to the extent that they are so illegal, invalid or unenforceable, they shall be treated as severed and deleted from the terms and the remaining provisions contained within the terms shall survive and remain in full force and effect and continue to be binding and enforceable.

10. Governing law and jurisdiction

10.1. These terms of use and all issues regarding your use of our website are governed by English law.

 

10.2. Access to our website is granted on condition that you accept all of the terms and agree to the exclusive jurisdiction of the courts of England and Wales. 

11. Your concerns about our website

11.1. We are constantly looking for ways to improve our website and appreciate any feedback seriously. If you have any comments or concerns regarding our website content generally, or would like to report any misuse, please contact us.

12. Use of Information about your visits to our website

12.1. The Firm takes data protection seriously and safeguarding the privacy of visitors to our website is important to us. We collect, process and use personal data about you as set out in our Privacy Statement and by using our website, you consent to use of your information in accordance with it. If you have any concerns about how we use your personal data, please contact us.

13. Our Liability

13.1. The information on our website is provided without any guarantee, warranty or representations as its accuracy. To the extent permitted by law, we exclude: 

13.1.1. all conditions, warranties or terms that may otherwise be implied by law.

13.1.2. any liability in contract, tort (including negligence), breach of statutory duty or otherwise for any costs, losses (including loss of business opportunity), claims, damages, expenses or proceedings (including special, incidental or consequential loss or damage, loss of profits and wasted management time) incurred or suffered by you or any other user arising directly or indirectly in connection with:

13.1.2.1. the use, inability to use our website; 

13.1.2.2. any documents available for download from our website;

13.1.2.3. any use of or reliance placed on the information displayed on our website including that displayed on any linked website.

13.2. We will not be liable for any loss or damage arising from any virus or other harmful programme that may contaminate your computer, data, software or other hardware through your use of our website including any links to any other websites, any emails we may send to you upon you making an on-line enquiry through our website and any documents that you may download. 

13.3. Nothing in these terms serves to exclude or limit liability for death or personal injury arising from negligence or any liability which is otherwise prohibited from being excluded by law.

14. Contact Us

14.1. To contact us, please a send an email to info@bhlaw.co.uk

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